In-House Gold Instalment Plan | Secure Layaway | Best Gold Shop Asia

Flexible Gold Ownership

In-House Gold Instalment Plan

Reserve Selected 916 and 999 Gold With Flexible Payments

Select an eligible gold item, pay the required deposit and complete the remaining balance through an agreed payment schedule. The selected item is held for you and released after the full amount has been paid.

How the Instalment Plan Works

1. Select and Reserve

Choose an eligible jewellery item and pay the required deposit. Once the booking is accepted, the agreed item price and payment schedule are recorded.

2. Make Scheduled Payments

Pay the agreed instalments through the available payment methods. The item remains with Best Gold Shop until the balance is fully paid.

3. Collect Your Gold

After the final payment is received and the account is fully settled, collect your jewellery from 38 Joo Chiat Road, Singapore 427366.

Why Use the In-House Plan?

The plan is designed for customers who prefer to spread payments over an agreed period before collecting the selected gold item.

  • ✅ Interest-Free Store Plan: No interest is charged by Best Gold Shop under the agreed in-house plan.
  • ✅ Agreed Item Price: The confirmed purchase price is recorded when the instalment booking is accepted.
  • ✅ Payment Records: Payments are recorded and customers should retain all receipts and confirmations.
  • ✅ Selected Plan Duration: Available durations and instalment frequency are confirmed during application.
  • ✅ Item Held Until Completion: The selected item remains with Best Gold Shop until the balance is fully paid.
  • ✅ Clear Terms: Deposit, due dates, cancellation conditions and collection requirements are confirmed before the plan begins.
Example Instalment Calculations
Total Item Price Example Deposit 3-Month Balance 6-Month Balance
S$1,000 S$100 S$300 per month S$150 per month
S$3,000 S$300 S$900 per month S$450 per month
S$5,000 S$500 S$1,500 per month S$750 per month
S$10,000 S$1,000 S$3,000 per month S$1,500 per month
Important: These figures are examples based on a 10% deposit. Actual deposit, duration, payment frequency and approval terms may differ.

Gold You May Purchase Through Instalments

Important Instalment Terms

  • Instalment plans apply only to eligible items and approved bookings.
  • The required deposit and payment duration are confirmed before the plan begins.
  • The jewellery remains with Best Gold Shop until full payment is completed.
  • Customers must make payments by the agreed due dates.
  • Missed or overdue payments may result in follow-up action, fees or cancellation according to the signed instalment terms.
  • Deposits and payments may be non-refundable when a plan is cancelled, depending on the agreed cancellation policy.
  • Gold items cannot be collected before the outstanding balance is fully paid.
  • Final eligibility and terms are subject to Best Gold Shop’s assessment and the written agreement accepted by the customer.

Frequently Asked Questions

Is the plan interest-free?
Best Gold Shop does not charge interest under the agreed in-house plan. Customers should review all written terms before confirming the booking.
Is every customer automatically approved?
No. Eligibility, deposit requirements and payment terms are subject to item availability, customer details and store approval.
Can I collect the item before completing payment?
No. The selected jewellery is released only after the full agreed amount has been paid and the account is settled.
Can I change to another jewellery item?
Any request to change an item is subject to availability, price differences, store approval and the current instalment terms.
What happens if I cancel the plan?
Cancellation is handled according to the signed agreement. Deposits and previous payments may be non-refundable or subject to applicable deductions.
How do I make instalment payments?
Available methods may include PayNow or payment at the store. The accepted method is confirmed when your plan is created.

Start an Instalment Enquiry

Send us the product link or barcode and let us know your preferred payment period. Our team will confirm whether the item is eligible and provide the applicable deposit and payment schedule.

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38 Joo Chiat Road, Singapore 427366

Open daily from 11:00 AM to 6:00 PM

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